If you’re a fan of travel, shopping, and earning miles with ease, the ANA JCB Credit Card might be the perfect choice for you.
Issued through a partnership between All Nippon Airways (ANA) and JCB Co., Ltd., this card is designed to enhance your daily purchases and travel experiences.
Here, you’ll learn everything about the card, the different types available, a detailed application process, and a lot more to help you apply today with confidence.
Abour Providers
All Nippon Airways (ANA) is Japan’s largest airline, headquartered in Minato, Tokyo.
ANA operates both domestic and international flights, serving 92 destinations with a fleet of 216 aircraft.
JCB Co., Ltd. is Japan’s only international payment brand, headquartered in Tokyo.
Founded in 1961, JCB has expanded its services globally, offering a range of payment solutions.
Why Choose the ANA JCB Credit Card?
Whether you’re flying domestically or internationally, this card offers a host of perks.
The ANA JCB Credit Card is ideal for those who want to earn ANA Miles easily on daily purchases.
Enjoy travel-related perks like lounge access and travel accident insurance, besides benefits from JCB’s international services, such as JCB Plaza Lounges.
Choose a card type that matches your lifestyle, whether you are a student, a young professional, or a frequent flyer.
Extra Benefits You Should Know
Besides earning miles, here are some additional benefits:
- Birthday Month Points Boost: Earn extra miles during your birthday month with certain card types.
- Special Discounts: ANA Shopping A-style discounts and exclusive JCB partner deals worldwide.
- JCB Plaza Lounges: Travel support desks are available in major cities globally.
- Emergency Replacement Services: Lost your card while traveling abroad? JCB provides emergency issuance in many countries.
Interest Rates and Annual Fees
Here’s an overview of the interest rates and fees associated with each type of ANA JCB Credit Card:
| Card Type | Annual Fee | Interest (Shopping) | Interest (Cash Advances) | Additional Perks |
| ANA JCB General Card | ¥2,200 (tax included) | 15.00% p.a. | 18.00% p.a. | Basic ANA Mile accumulation, affordable option |
| ANA JCB Gold Card | ¥15,400 (tax included) | 15.00% p.a. | 18.00% p.a. | Higher point rate, airport lounge access, and extensive insurance |
| ANA JCB Premium Card | ¥77,000 (tax included) | 15.00% p.a. | 18.00% p.a. | Maximum benefits, first-class lounges, and best insurance coverages |
Other Important Fees:
Late Payment Penalty: 20.00% p.a. (for both shopping and cash advances)
Foreign Transaction Fee: An additional 2.2% on overseas purchases.
Key Differences Between ANA JCB General, Gold, and Premium Cards
Choosing the right card depends on your flight frequency, spending habits, and how much you value luxury travel experiences.
Each card targets a different lifestyle and spending level:
ANA JCB General Card
Ideal for casual travelers or beginners in miles programs.
Earn 1 mile for every ¥200 spent, gain access to ANA domestic flight discounts and travel accident insurance (overseas) up to ¥10 million.
ANA JCB Gold Card
Suited for frequent flyers and business travelers.
Earn 1 mile for every ¥100 spent with birthday month points bonus.
Gain free access to major Japanese airport lounges and comprehensive travel accident insurance up to ¥100 million.
ANA JCB Premium Card
Best for luxury travelers and corporate executives.
Gives premium access to ANA lounges and JCB Premium Lounges abroad and the highest travel insurance coverage (up to ¥100 million).
Concierge services and invitation-only experiences, along with an automatic upgrade to ANA Mileage Club Premium Service.
Step-by-Step Application Process
Applying for the ANA JCB Credit Card involves several carefully structured steps to ensure security and proper registration. Here’s a breakdown:
1. Agree to Terms and Conditions
You must first read and agree to the application terms and privacy policies presented on the JCB application page.
2. Enter Your Application Details
They will ask for your full name, address, contact number, and email. Annual income, tax-related data, and any existing credit obligations will also be needed.
Employment or school information is provided by the company/school name, address, and phone number.
If you don't already have an ANA Mileage Club Number, a new membership is created for you.
3. Confirmation of Application Details
Carefully review all your entered data.
Ensure there are no mistakes before submission.
4. Notification of Reception Number
After submitting, you’ll immediately receive a Reception Number.
Keep this number safe; you’ll need it for inquiries or tracking your application status.
5. Setting of Identity Verification Method
Upload a scan or photo of your My Number Card or Residence Card.
Some banks allow instant identity verification through linked accounts.
6. Additional Service Settings
After verifying your identity, you can configure the following options:
- ANA ETC Card: Apply for an electronic toll collection card for highways.
- Quick Pay: Set up JCB Contactless and mobile wallet integrations.
- Family Card: Request an additional card for a family member (eligible for some card versions).
- Optional Insurances: Add premium travel or shopping insurance if desired.
7. Final Confirmation
After all steps are complete, you’ll receive a formal application acceptance notice.
The card is generally shipped within 1 to 2 weeks if approved.
Bank Contact and Address
For any questions, assistance, or status inquiries about your ANA JCB Credit Card application, here’s how you can contact the issuer:
- JCB Card Customer Support (Japan Domestic):
Phone: 0120-800-962 (Toll-Free)
From mobile phones: 0570-00-5552 (charges apply) - JCB Official Mailing Address:
JCB Co., Ltd., 5-1-22 Minami-Aoyama, Minato-ku, Tokyo 107-8686, Japan - ANA Mileage Club Service Center (General Inquiries and Mileage Questions):
Phone (Japan Domestic): 0570-029-767
International Calls: +81-3-4332-6864
Conclusion
The ANA JCB Credit Card is not just a payment tool; it's your partner in making both everyday life and global travel more rewarding.
Whether you want a basic card to start collecting miles or a premium card for first-class perks, ANA and JCB offer options to fit your lifestyle.
Don’t miss out on building your mileage bank and accessing exclusive travel privileges—start your application today through the ANA or JCB official websites.
Disclaimer: This article is intended for informational purposes only and does not constitute official financial advice. Always verify the most updated card details and conditions directly with JCB Co., Ltd. or All Nippon Airways before applying.
