Apply online for an Orico Credit Card and choose an option that fits your shopping, travel, or cashback needs.
The Orico Credit Card can offer rewards, flexible payments, and convenient online account management for eligible residents in Japan.
Choose an Option:
Why Consider an Orico Credit Card?
- Reward points on eligible purchases
- Contactless payment options
- Online spending and payment management
- Different cards for different needs
What to Know Before Applying
Review Card Benefits and Costs
Orico cards may offer points, cashback, discounts, travel insurance, or partner benefits depending on the card type. Some options may have no annual fee, while premium cards can include yearly charges.
Interest, revolving payment costs, late payment penalties, foreign transaction fees, and replacement fees can increase the total cost. Always check the latest official terms before applying.
Check Eligibility Requirements
Applicants generally need to be at least 18 years old, live in Japan, have a valid address, and show financial stability. Students may be able to apply, but extra requirements may apply.
Approval is not guaranteed. Orico may review your credit history, income, identity documents, bank details, and other information before making a decision.
Prepare Your Documents
Before starting, gather valid identification, income proof if required, bank account details, employment information, contact details, and your current address. Having everything ready can reduce delays.
Make sure all information matches your documents. Incorrect or incomplete details may slow down the review process.
Start in 3 Steps
- Visit the official Orico website and choose your card.
- Complete the online application with accurate personal and financial details.
- Verify your identity and wait for Orico’s review decision.
Apply With Confidence
A credit card can be useful when the benefits match your spending habits and budget. Responsible use, on-time payments, and understanding fees are essential before using any credit product.
How Does It Work?
Choose Your Card
Compare Orico card types based on rewards, annual fees, insurance, payment options, and everyday usefulness. Select the card that best matches your needs.
Submit Your Application
Enter your personal details, employment information, income, bank account data, and required documents through the online form. Review everything before submitting.
Complete Verification
After submission, Orico may ask you to verify your identity or provide more information. If approved, your card is usually issued and delivered by mail with activation instructions.
Make Credit Work for You
The Orico Credit Card may help eligible users earn rewards and manage purchases more conveniently. Review current rates, fees, terms, eligibility, and repayment responsibilities before applying.
